Showing posts with label No Spend September. Show all posts
Showing posts with label No Spend September. Show all posts

Thursday, October 10, 2013

October Goals.

So here's the thing.
I used to set goals every month and actually follow through.
And then I stopped putting them on the blog so I wouldn't feel terrible when I couldn't check one single thing off my list. The reason I'm getting these out there (even if it is 10 days late), is because I need to hold myself accountable somehow, and this is the only way I can think to do it.

October 2013 Goals;

|| one ||
Run 40 miles this month.
Luckily, I finally downloaded the Nike+ App and have been logging miles through DailyMile after my runs. Who else has a mileage goal that they are working towards? Let's be running buddies!

|| two ||
Read 4 books.
So far on my list;
Girls In White Dresses by Jennifer Close (already done)
The Smart One by Jennifer Close (I loved GIWD)
Any other suggestions?

|| three ||
Continue with No Spend September.
I still have only purchased one outfit with this paycheck, so that is going really well, but with vacation this month I know that my "eating out" budget is going to be stretched to the limit!

|| four ||
Lose 5 pounds.
This one will depend on goal #1 as well as how vacation goes. If we eat out every single night, it will certainly be tough to reach this.

What are your goals this month?

Monday, September 2, 2013

No Spend September.

I spend entirely too much money.
I buy my $5 Starbucks drink more than necessary. I get bored with my homemade lunch and go on stretches buying $7 Au Bon Pain sandwiches. I use work as an excuse to buy entirely too many clothes. I go to Target and buy everything BUT what is on my list. It all adds up pretty quickly.

With a move from the 'rents house inevitable within the next 6 months, I need to get my life together. I mean, I'm 25 years old. I need to control my spending on unnecessary things. I bring to you, No Spend September.

I've seen other bloggers participating in "No Shop September" but I think that my food/coffee buying trumps my shopping habits for sure. If I'm going to go all out, I might as well limit all spending!

| the rules and exceptions |
|| Coffee from HOME || There is no need to buy Starbucks multiple times per week. If an emergency occurs (falling asleep at work), I'll use the change in my wallet to buy an iced coffee. No more $5 lattes.

|| ONE outfit every other week for work || I can't completely cut off spending on clothes because my job does depend on me wearing the latest and greatest. Limiting my budget to $75 per outfit. That is way less than what I'm currently spending on clothes.

|| Window shopping only || Working in a mall, it is oh so tempting to pop into a different store each day on my break to see what the new items are. Working in an upscale mall, it is unfortunate that such stores include Tory Burch, Kate Spade, Brooks Brothers... We're not talking Forever 21. I like to get out of the store on my break, so I'll be sure to leave my wallet in my bag and just look.

And most importantly...
|| No Unnecessary Spending || I can do my own nails -- I don't need a mani/pedi every other week. When I go to Target, I only need to buy the essentials. Those books, those flats, and all those sports bras are really excessive.

| The Reward |
I will be putting all of the money that I would normally spend in a month in my savings account. I am really anxious to see what I spend on essentials every month. With the money that I'm going to be saving, I'll be able to start purchasing things for the (future) new apartment!

So.
No Spend September.
Who is with me!?